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Advertisement SBA officials contend the mortgage loan refinance and debt consolidation lower guarantee rate shifts too much risk onto lenders and small businesses. Says Rep. Nydia Velazquez D-NY, top Democrat mortgage loan refinance and debt consolidation on the House Small Business Committee, reduces the 7a guarantee level from between 75 and 85 percent to 50 percent--the same level as in the SBA Express loan program, a subcategory within 7a. Express loans have been limited to 250, 000; neatly 50 percent of 7a loans are Express loans already. mortgage loan refinance and debt consolidation

mortgage loan refinance and debt consolidation The Manzuno bill would increase that figure to 100 mortgage loan refinance and debt consolidation percent and raise the Express cap to 2 million. But several key members of Congress think the lower guarantee rate shifts too mortgage loan refinance and debt consolidation much risk onto lenders and small businesses. Says Rep.

Nydia Velazquez D-NY, top Democrat on the House Small Business Committee, reduces the 7a guarantee level from between 75 and 85 percent to 50 percent--the same level as in the SBA Express loan program, a subcategory within 7a. Express loans have been limited to 250, 000; neatly 50 percent of 7a loans were for less than 750, 000.

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