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Advertisement SBA officials contend the lower guarantee rate shifts too much risk onto lenders and poor credit personal loan small businesses. poor credit personal loan Says Rep. Nydia Velazquez D-NY, top Democrat on the House Small Business Committee, "SBA Express is an alternative lending poor credit personal loan tool, but it is poor credit personal loan by no means a replacement for the 7a program. "Sen. Olympia Snowe R-ME, chair of the House Small Business Committee, reduces the 7a guarantee level from between 75 and 85 percent to 50 percent--the same level as in the SBA Express loan program, a subcategory within 7a. Express loans have been limited to 250, 000; neatly 50 apply for personal loan online percent of 7a loans are Express loans already. The Manzuno bill would increase that figure to 100 percent and raise the Express cap to 2 million. But several key members of Congress think the lower guarantee rate shifts too much risk onto lenders and small businesses. Says Rep. Nydia Velazquez D-NY, top Democrat on the House Small Business Committee, "SBA Express is an alternative lending tool, but it is by no means a replacement for poor credit personal loan the 7a program.
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